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Calculators
Mortgage Calculator
Budget Calculator
Retirement Calculator
Loan Calculator
Articles
Contact Us
House Affordability Calculator
House Affordability Calculator
Annual household income
salary + other incomes (before tax)
Mortgage loan term
years
Interest rate
%
Monthly debt payback
long-term debts, car, student loan, etc
Down payment
%
$
Property tax
%
$
per year
HOA or co-op fee
%
$
per year
Insurance
%
$
per year
Debt-to-income (DTI) ratio
Conventional loan (28/36 rule)
FHA loan (31% front-end, 43% back-end)
VA loan (41%)
10%
15%
20%
25%
30%
35%
40%
45%
50%
Calculate
Results
House affordability based on fixed, monthly budgets
Budget for house
per month
Mortgage loan term
years
Interest rate
%
Down payment
%
$
Include the tax and fees below into the budget
Property tax
%
$
per year
HOA or co-op fee
%
$
per year
Insurance
%
$
per year
Maintenance cost (repair, utility etc.)
%
$
per year
Calculate
Results
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